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What our clients say about us!

  • I was recommended by my financial advisor to talk to you and only you and now I know why. You made this loan refinance painless and even a little fun. When anyone asks for a recommendation I'll make sure to tell them to talk to you and only you. It was good advice then and good advice now.

  • I just want to say thanks to Equity 123 Lending for making our first home purchase simple and smooth. Even though our selling agent requested some stringent contingencies, you pulled it off and made it look easy. You were fair, true, and honest and that's why I would highly recommend you to any first-time home buyer out there.

  • A quick note to say thank you for your assistance during my recent home purchase. I really felt like you and your staff were behind me 100% every step of the way. you were professional and expedient even though you had to deal with several last-minute occurrences. you never gave up and my wife and I appreciated that. We feel good about our loan and will definitely pass your name along when we get the chance.

    JL Rowe
  • You and your team did a great job and kept everyone in control despite the pressure placed on you. We asked you to fund in less than 30 days and despite the holiday and many legal issues we ran into, you did it. I guess there really is a Santa Claus. Thanks for everything.

    Carolyn @ ReMax Realty
  • Everything about Equity123 Lending and Cedric was great! He got me the best rates and closed a new purchase in less than 30 days. Very professional, very responsive, and knew exactly what to do at every step so I felt confident that the deal was moving forward and going to close the entire time!

    Tobin Brinker
  • I was referred by a friend to Cedric for his service. Cedric was extremely knowledgeable and helpful with any questions that I had throughout the process. Explained it in a way where it was easy to understand and to follow. Cedric is fast and reliable. Provided advice to increase my credit score to get the best rates possible. He went above and beyond. I would highly recommend him for any home loans or refinancing services.

    Justin Le
  • How do I say "Thank You" to a real professional Loan Officer?

    I have been a Realtor for 13 years and have many horror stories to tell regarding mortgage brokers. You are the most professional, thorough, and efficient broker I have dealt with. To package, present, and get approval, and fund a loan within 21 days, is quite a feat. I will be using your services as often as I'm able.

  • Thank you for your assistance in helping me refinance my home. Everything worked out really well. You helped us to complete all the documents in a timely manner and positioned ourselves so that we were able to take advantage of the fluctuating interest market. Please consider this a letter of recommendation for any of your future clients who may like a reference for your services. We are very happy and pleased with the process and outcome.

    A. Hersh
  • "I want to take this time to thank you for the personalized service and attention to detail on my loan transaction. It is a real pleasure to do business with an individual who takes such personal interest, and with a company that made me feel like was their only client.

    Yin-Zu Wang
  • I would like to thank you for the excellent job you and your staff did in obtaining a new loan to refinance my residence. I understand that the investment company was very difficult to deal with, but with your lending skills, experience, and understanding, you were able to obtain a very favorable financing package for me.

    J. Bognar
  • During the past few months, we received several letters and calls from real estate lenders advising us that it was a good time to refinance our home. We were impressed with you. You presented us with a detailed list of closing costs and eagerly answered our questions. Also since my wife and I work long hours, we really appreciate your coming to our home to help us. We'll gladly refer you to any friend who needs a good broker.

    R. Rimensberger
  • I wanted to write to you and thank you for the prompt and professional services that you and your staff rendered in the recent refinancing of my home mortgage. As you know this was the second time I used your services, the first being when I first bought my home. In both instances, the value-added by you was clearly visible to me in facilitating a complicated process.

    Robert M.
  • We both want to thank you for your professionalism and expertise that simplified the procedures needed in obtaining our mortgage loan. It may not seem like much, but you helped us save $350 per month which has made a difference to our overall financial plans. You were highly recommended by our close friends. They said you really knew real estate financing like nobody else. They were right.

    Ray and Myra
  • With the various holidays as our stumbling blocks, we were concerned that a short escrow may not be possible. But with everyone's cooperation and your clear experience, it worked out wonderfully. Thanks for making this transaction a pleasant experience. It's no wonder why our Realtor encouraged us to work with you.

    Ernest and Manuela
  • I can't thank you enough for the help you have given me. I found your company to be very professional and supportive in the refinancing of my home. Working with you and your staff was so easy, with no extra paperwork, no last-minute hassles, and no last-minute surprises. Your company made this refinance as smooth as silk and quite a refreshing experience, as I have refinanced other property recently and it was quite an ordeal.

  • My wife, Jane, and I would like to take this opportunity to thank Cedric and his team for their time and effort in helping find and secure a home mortgage loan that fit our needs. We were quite satisfied with the professional services and personal care provided by Cedric and would not hesitate to recommend him to others.

    S. West
  • My wife Anne and I just refinanced our home with Equity123 Lending and we have never had a better lending experience.

    Cedric and his team made the whole process easy. His expertise and professionalism are above reproach. We highly recommend Cedric and Equity123 Lending for your home mortgage needs.

    Glenn and Anne
  • It's not often that I will endorse or recommend companies. However, the service and commitment I experience with my home refinance thru Equity123 Lending was beyond expectations.

    Twenty-four hours after my initially application I was approved and in less than thirty days, I had my money in my hands. They even found a way to lower my interest rate days before the closing without me even asking. They communicated with me throughout the process and were professional every step of the way. I couldn’t be happier!

  • If you’re planning on purchasing or refinancing a home, I highly recommend working with Equity123 Lending.

    You can count on Cedric to go the extra mile and keep you updated and informed. His commitment to your total satisfaction is what separates him from the competition. Cedric is a detailed oriented advisor who simply believes in doing what’s right for his customers.

    David A.
  • When we learned that another company had turned us down, we were very worried. After all, we only had a few weeks left in our escrow and to start over would be a major setback. Fortunately, our Realtor pointed us to Cedric and he and his team came to the rescue. He made no excuses and simply focused on the task at hand. He communicated with escrow, my Realtor, and Title to ensure that we meet our closing date.

    What started off as a major concern ended up in a pleasant surprise.

    Mr. & Mrs. D. Most
  • Congratulations, you made it happen! After two months of working with a famous bank, and only 15 days prior to the date I had to vacate the house I sold, I began to get nervous. When I mentioned this to my colleague, they mentioned Equity123. We met for about 30 minutes, after which, the race against time began. What I saw from you is how much you enjoy and understand your business.

    Fifteen business days later my loan was ready to fund. You were even able to obtain a better rate and lower points than the other big bank. Thank you.

    Jim and Betty
  • Michelle and I want to thank you for your time, energy, wisdom, and guidance you and your staff provided us in the course of our refinance.

    It is obvious to us both that without your knowledge of all the "tricks of the trade," we would not only have missed the great rate you got us but the opportunity to refinance at all. It's gratifying to know that some businesses actually perform as they promise, with service, courtesy, and genuine interest in their clients.

    Dan & Michelle
  • Cedric and his team worked diligently and consistently to help us refinance our home in a very specific time period in order for us to finish my office space and acquire the new equipment I needed to stay in business.

    He took the time to fully understand the reasons for our refinancing, worked with us through the difficult credit process step by step, and answered every question I had. I felt he was working for my personal goals, as well as for my business endeavors.

    S Higashi
  • I am writing to express my satisfaction with Cedric during my recent refinance. The loan application was handled in a timely, courteous, and professional manner. I have no hesitation in recommending Cedric and Equity123 Lending to anyone interested in receiving the best in service.

    K. Coakley

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