Experience Simple whether buying a new home or refinancing.
We do the hard work of finding the right loan so you don’t have to.
It's as easy as:

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Equity123 Lending uses a combination of technology and personalized service to make the experience of getting a loan simple and hassle free. We find the right loan product that will fit your personal and financial goals.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.


My wife Anne and I just refinanced our home with Equity123 Lending and we have never had a better lending experience. Cedric and his team made the whole process easy. His expertise and professionalism are above reproach. We highly recommend Cedric and Equity123 Lending for your home mortgage needs.

Thank you again, Cedric. 

- Glenn and Anne


If you’re planning on purchasing or refinancing a home, I would highly recommend working with Equity123 Lending. You can count on Cedric to go the extra mile and keep you updated and informed. His commitment to your total satisfaction is what separates him from the competition. Cedric is a detailed oriented advisor who simply believes in doing what’s right for his customers. 

- David A.

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