Equity 123 Lending

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Click And Learn

20% Down payment
Perfect Credit
Interest Rates
Finding A House
30-Year Fixed-Rate Mortgages

20% Down payment

Risk Factors

You need 20% down to purchase a home.

Solution

This isn't true. If you take out a conventional loan, you can buy a home with as little as 3% down.

Perfect Credit

Risk Factors

You won’t need a credit check.

Solution

Credit plays a significant role in your ability to get refinancing. However, borrowers with an excellent credit profile are rewarded with the lowest interest rates.

Interest Rates

Risk Factors

Mortgage interest rates are the same no matter what lender you work with.

Solution

The truth is that rates can vary from lender to lender. So for your financial safety, you should shop around when looking for a mortgage loan.

Finding a house

Risk Factors

Find a house, then worry about a mortgage.

Solution

This is terrible advice at any time, but in a hot seller’s market like today’s, believing this myth can lead you to miss out on a home altogether.

30-Year Fixed-Rate Mortgages

Risk Factors

A 30-year fixed-rate mortgage is always the best choice

Solution

If you can afford higher payments, you can own your home outright in less time and for less money with a 15-year fixed-rate mortgage.

Equity 123 Lending

Equity 123 Lending is a licensed mortgage broker.

All loans originated by Equity 123 Lending are funded by third party lenders. Equity 123 Lending INC, and Equity 123 Lending, LLC. are authorized to do business as “Equity 123 Lending” in certain states.

Equity 123 Lending is an equal housing lender.
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support@equity123lending.com(949) 309-2402
22512 Aliso Park Drive
Lake Forest, California 92630
NMLS ID #2033794
NMLS ID For California #2476839
NMLS Consumer Access
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
© 2024 Equity 123 Lending INC. and Equity 123 Lending, LLC.
Our commitment is to provide unparalleled customer service and exceptional value.
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