Equity 123 Lending

Business Beyond the Balance Sheet Podcast

Episode 6: The Freedom That Comes With Owning A Business

with Dexter Allen, Realtor for HomeSmart, Evergreen Realty, and your host Cedric Campbell, Principal Broker of Equity123 Lending.

Episode Highlights:
  • Learn secrets to starting your business, tips that Dexter Allen wishes he knew when starting.
  • Finding Your Niche is important. Dexter found his with small business owners
  • Managing priorities is always tough, especially when beginning a new business, Dexter talks about his beginnings.
  • Giving back to your community is invaluable. Not only does it help provide you with a sense of accomplishment but also allows you to become a household name within your community.
  • Joining organizations is a great way to network and also get support throughout your entrepreneurial journey.
  • It's not always a 9-5, in most cases you can even start at 5pm because that is when you are finally able to sit down and work on the business.
  • Discovering what is important to you can help you manage your money. There can be time freedom in owning a business.

About the Podcast:

Business Beyond The Balance Sheet with Cedric Campbell, Principal of Equity123 Lending lets you look through the lens of business leaders, entrepreneurs, and business owners to get an idea about how they approach the business world. You'll learn about insightful business practices they've learned over the years, best practices to help you avoid pitfalls, and ways you can improve your own market opportunities.

Click And Learn

20% Down payment
Perfect Credit
Interest Rates
Finding A House
30-Year Fixed-Rate Mortgages

20% Down payment

Risk Factors

You need 20% down to purchase a home.

Solution

This isn't true. If you take out a conventional loan, you can buy a home with as little as 3% down.

Perfect Credit

Risk Factors

You won’t need a credit check.

Solution

Credit plays a significant role in your ability to get refinancing. However, borrowers with an excellent credit profile are rewarded with the lowest interest rates.

Interest Rates

Risk Factors

Mortgage interest rates are the same no matter what lender you work with.

Solution

The truth is that rates can vary from lender to lender. So for your financial safety, you should shop around when looking for a mortgage loan.

Finding a house

Risk Factors

Find a house, then worry about a mortgage.

Solution

This is terrible advice at any time, but in a hot seller’s market like today’s, believing this myth can lead you to miss out on a home altogether.

30-Year Fixed-Rate Mortgages

Risk Factors

A 30-year fixed-rate mortgage is always the best choice

Solution

If you can afford higher payments, you can own your home outright in less time and for less money with a 15-year fixed-rate mortgage.

Equity 123 Lending

Equity 123 Lending is a licensed mortgage broker.

All loans originated by Equity 123 Lending are funded by third party lenders. Equity 123 Lending INC, and Equity 123 Lending, LLC. are authorized to do business as “Equity 123 Lending” in certain states.

Equity 123 Lending is an equal housing lender.
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cedric@equity123lending.com949 306-6602
22512 Aliso Park Drive
Lake Forest, California 92630
NMLS ID #2033794
NMLS ID For California #2476839
NMLS Consumer Access
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
© 2024 Equity 123 Lending INC. and Equity 123 Lending, LLC.
Our commitment is to provide unparalleled customer service and exceptional value.
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